Eliminate the filibuster? The New York Times applauded
the move under an editorial titled "Democracy Returns to the Senate." But...that was in 2013 when Harry Reid changed the rules on judicial nominees to prevent
the Republican minority in the Senate from blocking votes on Obama's court-packing project.
Fast forward to the Gorsuch nomination, when a nominee less likely to advance the Times' agenda is the subject of the first-ever purely partisan filibuster. Is the NYT consistent?
Of course not. The Times accuses McConnell of abusing his Senate power with an editorial under
the headline, "The Supreme Court as Partisan Tool"!
Let me get this one more note off my chest. Republicans not giving Garland a vote and Democrats filibustering Gorsuch are not equivalent. In the earlier case, we had a majority-elected President being blocked (asked for a more conservative nominee) by the majority party in the Senate; the very definition of check and balance. The voters didn't trust one party with both branches. In the latter case, the voters have entrusted both the Presidency and the Senate to the same party, to fill the SCOTUS vacancy. Seems like the perfect example of democracy--actually, a constitutional republic--at work.
Tuesday, April 11, 2017
Sunday, April 2, 2017
Buying without Paying. Legally.
When you can "buy" a product or service you want but charge it to someone else who you think can afford it, you'll buy more than you would if you paid for it yourself...unless you aren't human. The overall cost of providing those products and services will go up, not down, because more will be purchased than otherwise would. I illustrated this in a "Produce Stand" fable some years ago.
Curt
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Free Market Care
This is the fundamental issue in the health insurance debate. Mandated insurance or government provided "insurance" (i.e. through Medicare or Medicaid) make you think you can buy the medical services while someone else pays the bill for you. Frankly, the more your insurance premiums rise, the more you feel "entitled" to get lots of medical services: you feel even more justified in running to the ER, or getting a second opinion, or getting that extra test, or trying the other medicine. But someone has to pay for all the services you are getting.
As John Stossel put it in a recent column,
Someone else paying changes our behavior. We don’t shop around. We don’t ask, “Do I really need that test?” “Is there a place where it’s cheaper?”
Following is his complete column (with my emphasis added) which I heartily recommend.Imagine if you had “grocery insurance.” You’d buy expensive foods; supermarkets would never have sales. Everyone would spend more.
Curt
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Free Market Care
By John Stossel
Apr. 2, 2017
President Trump and Paul Ryan tried to improve Obamacare.
They failed.
Trump then tweeted, “ObamaCare will explode and we will all
get together and piece together a great healthcare plan for THE PEOPLE. Do not
worry!”
But I do worry.
Trump is right when he says that Obamacare will explode.
The law mandates benefits and offers subsidies to more
people. Insurers must cover things like:
—Birth control.
—Alcohol counseling.
—Depression screening.
—Diet counseling.
—Tobacco use screening.
—Breastfeeding counseling.
Some people want those things, but mandating them for
everyone drives up costs. It was folly to pretend it wouldn’t.
Insisting that lots of things be paid for by someone else is
a recipe for financial explosion.
Medicare works that way, too.
When I first qualified for it, I was amazed to find that no
one even mentioned cost. It was just, “Have this test!” “See this doctor!”
I liked it. It’s great not to think about costs. But that’s
why Medicare will explode, too. There’s no way that, in its current form, it
will be around to fund younger people’s care.
Someone else paying changes our behavior. We don’t shop
around. We don’t ask, “Do I really need that test?” “Is there a place where
it’s cheaper?”
Hospitals and doctors don’t try very hard to do things
cheaply.
Imagine if you had “grocery insurance.” You’d buy expensive
foods; supermarkets would never have sales. Everyone would spend more.
Insurance coverage — third-party payment — is revered by the
media and socialists (redundant?) but is a terrible way to pay for things.
Today, seven in eight health care dollars are paid by
Medicare, Medicaid or private insurance companies. Because there’s no real
health care market, costs rose 467 percent over the last three decades.
By contrast, prices fell in the few medical areas not
covered by insurance, like plastic surgery and LASIK eye care. Patients shop
around, forcing health providers to compete.
The National Center for Policy Analysis found that from 1999
to 2011 the price of traditional LASIK eye surgery dropped from over $2,100 to
about $1,700.
Obamacare pretended government controls could accomplish the
same thing, but they couldn’t.
The sickest people were quickest to sign up. Insurance
companies then raised rates to cover their costs. When regulators objected,
many insurers just quit Obamacare.
[Last] month Humana announced it’ll leave 11 states.
Voters will probably blame Republicans.
Insurance is meant for catastrophic health events, surprises
that cost more than most people can afford. That does not include birth control
and diet counseling.
The solution is to reduce, not increase, government’s control.
We should buy medical care the way we buy cars and computers — with our own
money.
Our employers don’t pay for our food, clothing and shelter;
they shouldn’t pay for our health care. They certainly shouldn’t get a tax
break for buying insurance while individuals don’t.
Give tax deductions to people who buy their own
high-deductible insurance.
Give tax benefits to medical savings accounts. (Obamacare
penalizes them.)
Allow insurers to sell across state lines. Current law
forbids that, driving up costs and leaving people with fewer choices.
What about the other “solution” — Bernie Sanders' proposal
of single-payer health care for all? Sanders claims other countries “provide
universal health care … while saving money.”
But that’s not true.
Well, other countries do spend less. But they get less.
What modern health care they do get, they get because they
freeload off our innovation. Our free market provides most of the world’s new
medical devices and medicines.
Also, “single-payer” care leads to rationing.
Here’s a headline from Britain’s Daily Mail: “Another NHS
horror story from Wales: Dying elderly cancer patient left ‘screaming in pain’
… for nine hours.”
Britain’s official goal is to treat people four months after
diagnosis. Four months! That’s only the “goal.” They don’t even meet that
standard.
Bernie Sanders' plan has been tried, and it’s no cure.
If it were done to meet American expectations, it would be
ludicrously expensive. In 2011, clueless progressives in Bernie’s home state of
Vermont voted in “universal care.” But they quickly dumped it when they figured
out what it would cost. Didn’t Bernie notice?
It’s time to have government do less.
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